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Nancy Brady and Kathleen Guze

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All agents are NOT alike! We LISTEN to what you have to say. Call us: 973-945-4724.

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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Testimonials
"What a great team!"
"Nancy was so helpful in our home search. She was honest, respected our wishes, and was a pleasure to work with."
"Eric and Holly"
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School Reports
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Testimonials
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

"I am so happy that I had called Weichert ..."
"Nancy helped me through the whole process of finding a house, financing and the closing."

Dawn B.
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"What a great team!"
"Nancy was so helpful in our home search. She was honest, respected our wishes, and was a pleasure to work with."

"Eric and Holly"
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School Reports in Andover, Byram and Allamuchy, New Jersey
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What is the world's longest frontier?

A 
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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Nancy Brady and Kathleen Guze, REALTOR®, real estate agents and broker for Andover, Byram and Allamuchy New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Brady and Kathleen Guze
Weichert Realtors

We LISTEN to what our clients want. We service Morris, Sussex and Warren counties and can assist you with finding the best schools and neighborhoods for your family. We specialize in first time homebuyers and welcome new clients from around the world. Our business is based on referrals from satisfied past clients. Please visit our web-site today and let us know how we can help you. Thanks and hope to see you soon! Call us at 973-945-4724.


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