Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top real estate agents, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! We will sit with you and go through the steps of buying a home. 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

Tax Advantages of Owning a Home 

Tax Advantages of Homeownership 

Owning a home invokes more than a sense of pride and freedom. It is also a long-term investment opportunity. With tax season in full swing, it is a great time to remind your customers to speak with their tax advisor about these tax advantages associated with homeownership:  

* Mortgage Interest Payments: Mortgage interest is usually deductible on a primary residence, as well as on a second home that meets certain requirements.
* Mortgage Insurance Payments: Congress has extended the mortgage insurance deduction for an additional three years. This is especially helpful for low- and moderate-income homeowners, as well as first-time home buyers.  

* Points (Loan Discount or Mortgage Origination Fees): The points that your customer pays to their lender upon purchase of a home, or even the points that are paid by the seller on the buyer’s behalf, may be tax deductible as a prepayment of interest if certain basic requirements are met.  

* Property Taxes: These annual taxes are based on the assessed value of the property and may lead to a considerable deduction each year.  

* Home Equity: The interest paid on home equity loans could mean tax benefits that are not available through other credit sources.
 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...