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Welcome to Nancy Brady and Kathleen Guze's Andover, Byram and Allamuchy Real Estate Website

Welcome! Here You Can Find Great Information on Andover, Byram and Allamuchy, New Jersey Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Andover, Byram and Allamuchy real estate market in this site.

BUYERS: We are pleased to provide you with some great tools designed to provide you with information on the current market. If you're moving to Morris, Sussex, or Warren Counties, call us! We will find the right home for you!! When working with us, you can expect professional, courteous service without ever feeling pressured.

SELLERS: Expect to be able to make an informed decisions. Our experience as Owners and area residents will ensure your Real Estate transaction to be a VIP experience!

Taking care of all the details for you can be difficult-but as a team, it's so much easier! We will work hard to make your Real Estate transaction as "stress free" as possible. If you're planning to sell your home in the next few months, simply send an e-mail for a market analysis to help you establish your home's current market value. Follow the links we provide, browse and check what real estate is available, then return to this site for the best personal service!

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Andover, Byram and Allamuchy real estate agents, we have the experience and track record you are looking for. Please let us help.

- Nancy Brady and Kathleen Guze

School Reports in Andover, Byram and Allamuchy, New Jersey

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Andover, Byram and Allamuchy

Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Q	Exactly how many islands are included in the group called the 1000 Islands?
A	There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Nancy Brady and Kathleen Guze, REALTOR®, real estate agents and broker for Andover, Byram and Allamuchy New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Brady and Kathleen Guze
Real Estate Consultants, LLC

We LISTEN to what our clients want. We service Morris, Sussex and Warren counties and can assist you with finding the best schools and neighborhoods for your family. We specialize in first time homebuyers and welcome new clients from around the world. Our business is based on referrals from satisfied past clients. Please visit our web-site today and let us know how we can help you. Thanks and hope to see you soon! Call us at 973-945-4724.

www.WeSellNorthwestNJ.com is brought to you by Nancy Brady and Kathleen Guze
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